Apple Pay is now live on your Hero cards
On an international scale, a simple non-payment can unbalance a company's cash flow. The risk of non-payment is higher than locally, particularly in the absence of solid guarantees. Here are the main causes, the best practices to adopt and how Heropay can help secure your transactions.
06/06/2025
Making payments abroad requires mastery of the right tools. Whether you're paying a supplier in dollars or receiving a transfer in pounds sterling, choosing the right international payment method will help you secure your transactions, reduce costs and save time. Here's everything you need to know.
05/06/2025
With over 2 billion active users worldwide, the majority of them young adults, Instagram makes it easy to generate sales, whether you're an e-tailer, designer or freelancer. We show you the easy way to sell on Instagram.
04/06/2025
TikTok s’est imposé comme l’une des plateformes les plus dynamiques pour vendre et générer un chiffre d'affaires sur Internet. Dans cet article, découvrez comment exploiter ce potentiel pour booster vos ventes et vous démarquer sur la plateforme.
03/06/2025
Snapchat is no longer just an app for sharing ephemeral photos and videos. With over 400 million monthly active users, the app has become an essential sales channel, especially with Generation Z. Find out how to leverage Snapchat to boost your sales and optimize your marketing strategy.
02/06/2025
Investing a company's cash over the long term enables it to make the most of its cash surpluses, while benefiting from higher returns than short-term investments. At a time when companies are seeking to maximize their financial resources, there are several solutions available for long-term investment. In this article, we take a look at the solutions available to you.
28/05/2025
The practice of name and shame is gaining ground in the business world. It consists of making public the identity of a company accused of misconduct, such as late payment or failure to meet commitments. While this can be a lever for transparency, it often becomes a source of major reputational risk. For companies, it is therefore crucial to understand this practice, anticipate its consequences and implement suitable tools like Heropay to avoid being confronted with it.
27/05/2025
Deferred debit cards are winning over more and more entrepreneurs and SME managers. Why? Because they allow you to smooth out expenses and better manage your cash flow, without having to make payments immediately. Here's everything you need to know to choose (or not) a deferred debit pro card.
26/05/2025
Se lancer en freelance, en micro-entreprise ou en startup demande plus que des compétences métiers. La gestion financière est une base indispensable à poser dès le départ pour éviter les erreurs qui plombent la trésorerie ou freinent la croissance. Ce guide vous donne une méthode pour piloter vos finances pro et optimiser vos ressources.
16/05/2025
The reform of electronic invoicing will transform the way French companies manage their transactions. From 2026, all companies subject to VAT will have to issue and receive invoices in electronic format via approved platforms. What are the objectives of this reform? Who is affected? How do you prepare for it? We explain everything in this article.
15/05/2025
The reform of electronic invoicing introduces new obligations for French companies. Its aim is to modernize B2B exchanges, improve tax control and reduce VAT fraud. But what exactly are the rules to be respected? Which companies are affected? And what are the risks of non-compliance? We explain everything.
14/05/2025
Preventing non-payment is a vital issue for professionals, especially those who invoice on a B2B basis. It's better to anticipate than to suffer delays in payment that put a strain on cash flow.
13/05/2025
In any B2B business, late payment is inevitable. But dunning can be a tricky business: you need to be firm without compromising the business relationship. A good reminder will help you recover the sums owed, while maintaining a climate of trust. This article gives you all the advice you need to successfully carry out this process without damaging your business relations.
12/05/2025
In an uncertain economic climate, late payment or non-payment can rapidly weaken a company's cash position. Coface studies published in 2024 concluded that 25% of business failures are due to late payment (40% for delays of over 30 days). To anticipate these risks, unpaid invoice insurance is a strategic tool. But what exactly is it, and how does it compare with other solutions such as Heropay? We tell you all about it in this article.
09/05/2025
The reform of electronic invoicing will profoundly transform the administrative management of French companies. Gradually, all companies subject to VAT will have to issue and receive invoices in dematerialized format. Here are the deadlines to bear in mind and the measures to anticipate.
07/05/2025
By 2028, all auto-entrepreneurs will be required to issue invoices in electronic format. The aim of this reform is to automate tax management and simplify exchanges between professionals. How can we anticipate these changes? What are the obligations specific to auto-entrepreneurs? Here's everything you need to know to comply.
07/05/2025
In 2024, digital advertising will account for more than 8.5 billion euros in France, up 10% on the previous year, according to SRI. This channel has become indispensable for generating qualified traffic and accelerating a site's growth, whether for sales, gathering leads or boosting brand awareness. Discover 5 effective strategies to maximize your visibility and achieve your goals.
05/05/2025
From 2026, electronic invoicing will be a legal requirement for all companies in France. But not all invoices will be accepted: they will have to follow specific formats to be compliant. Here's everything you need to know about electronic invoice formats.
25/04/2025
From 2026, all VAT-registered companies will have to adopt electronic invoicing and follow a precise scheme for issuing and transmitting their invoices. The Y-scheme adopted by the tax authorities is designed to standardize exchanges and guarantee better traceability of transactions. Here's a detailed guide to understanding and anticipating this transition.
24/04/2025
Short-term cash investments enable companies to avoid capital erosion and generate returns. In this article, we explore the best options for maximizing the management of your surplus cash while meeting the specific needs of your business.
23/04/2025
Foreign currency payments are part of everyday business for many companies. Whether it's to pay a supplier, a service provider or a SaaS subscription, foreign currency transactions can quickly become costly if not properly managed. Fortunately, there are simple solutions to limit costs and optimize international payments. Here's everything you need to know.
22/04/2025
From 2026, electronic invoicing will be mandatory for all companies subject to VAT in France. This transition brings with it new requirements, including the addition of mandatory information. Here's everything you need to know about the new mandatory information.
17/04/2025
For several years now, Germany has been gradually adopting electronic invoicing to meet European requirements and strengthen tax control. By 2028, all companies will have to comply with this obligation. Find out what this means for your company.
16/04/2025
Since 2015, Spain has gradually introduced electronic invoicing, initially for transactions with the public sector (B2G). With the adoption of the Crea y Crece law in 2022, this obligation now extends to business-to-business (B2B) transactions, with a gradual roll-out until 2026. The aim of this reform is to combat tax fraud, improve the transparency of commercial exchanges and automate accounting processes. Here's everything you need to know about electronic invoicing in Spain.
14/04/2025