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The business account that funds your ambitions

Instant financing, 100% free business account, interest-bearing treasury. Your success, finally financed.

4.3/54.3/54.6/54.6/54.9/54.9/5

Our solutions

Financing
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Financing

Get cash in a few clicks and pay your invoices

Pro account
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Pro account

Opened in 5 minutes. Free. 100% online.

Treasury
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Treasury

Up to 5% yield, effortlessly.

They use Hero

every day

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Heropay centralizes the management of my payments and financing on a single all‑in‑one platform, avoiding back‑and‑forth between multiple tools and offering complete visibility of our financial flows.

Benjamin
CEO @Macadam

Our offers

Choose the Hero account that fits your needs and enjoy a complete solution to manage and grow your business.

Hero X
0€
month excl. VAT
  • CheckUp to €1000 in financing
  • Check0.5% deposit remuneration (5% for the first two months)
  • Check2 virtual cards included
  • Check5 Instant SEPA transfers included
No commitment
Hero Pro
39€
month excl. VAT
  • CheckUp to €50.000 in financing
  • Check1.85% deposit remuneration (5% for the first two months)
  • Check2 physical cards included + unlimited virtual cards
  • Check60 Instant SEPA transfers included
No commitment

You have the ambition.

We have the account to fund it.

12 000

accounts opened

230M €

financed

4.3/5

trustpilot reviews

Frequently asked

questions

You finance your invoices or your activity with available financing that depends on several eligibility criteria. Your financing capacity increases as you use your Hero account.
Your limit evolves based on your account usage, financing repayments, and the analysis of your financial flows through open-banking connections to your external accounts.
Your limit is displayed in the Hero interface. To increase it, you should first use your Hero account and/or proceed with our open-banking feature so that we can analyze your solvency in more detail.
You can finance B2B invoices related to the development of your business, issued by a supplier in Europe or the SEPA zone, invoiced in €.
This may be related to the supplier, the document format, or a detected inconsistency. Contact support@heropay.eu for more details.
A variable commission depending on the amount and the risk. It is visible before each financing.
Registered professionals with stable activity and compliant invoices.
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5% gross annual interest during the first 60 days after account opening, on available funds up to €100,000; beyond that, 1.85% or 0.5% gross annual interest depending on the chosen plan. From the 61st day onwards, 1.85% or 0.5% gross annual interest applies to all deposited amounts, depending on the chosen plan. Interest is paid provided that at least one payment per calendar month is made. Rates are fixed but may change depending on market conditions or company decisions; any changes will be communicated in advance. HeroPay is the trade name of Coruscant SAS, a simplified joint stock company registered with the Paris Trade and Companies Register (RCS) under number 899 485 544, with its registered office at 231 rue Saint-Honoré, 75001 Paris. HeroPay is a payment institution licensed and supervised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR), registered under bank code (CIB) 17868. You can consult the official register on Regafi. HeroPay offers ancillary credit services, payment services, and on-demand payment accounts, specifically designed to meet the needs of businesses. Your funds are fully protected, even beyond the standard €100,000. Customer funds deposited are strictly segregated from HeroPay’s accounts and secured in accordance with applicable regulations. They benefit from full protection with no limit on the amount. These funds are held off-balance-sheet in fiduciary accounts with leading institutions, such as Central Banks, known for their solidity and holding AAA credit ratings. The protection of funds is ensured in accordance with the Luxembourg law of July 27, 2003 on trusts and fiduciary arrangements. Funds held in these fiduciary accounts are off the balance sheet of Banking Circle, which guarantees that your money remains fully protected even in the event of insolvency. For questions or support, please contact us at support@heropay.eu
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