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5% gross annual interest during the first 60 days after account opening, on available funds up to €100,000; beyond that, 1.85% or 0.5% gross annual interest depending on the chosen plan. From the 61st day onwards, 1.85% or 0.5% gross annual interest applies to all deposited amounts, depending on the chosen plan. Interest is paid provided that at least one payment per calendar month is made. Rates are fixed but may change depending on market conditions or company decisions; any changes will be communicated in advance. HeroPay is the trade name of Coruscant SAS, a simplified joint stock company registered with the Paris Trade and Companies Register (RCS) under number 899 485 544, with its registered office at 231 rue Saint-Honoré, 75001 Paris. HeroPay is a payment institution licensed and supervised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR), registered under bank code (CIB) 17868. You can consult the official register on Regafi. HeroPay offers ancillary credit services, payment services, and on-demand payment accounts, specifically designed to meet the needs of businesses. Your funds are fully protected, even beyond the standard €100,000. Customer funds deposited are strictly segregated from HeroPay’s accounts and secured in accordance with applicable regulations. They benefit from full protection with no limit on the amount. These funds are held off-balance-sheet in fiduciary accounts with leading institutions, such as Central Banks, known for their solidity and holding AAA credit ratings. The protection of funds is ensured in accordance with the Luxembourg law of July 27, 2003 on trusts and fiduciary arrangements. Funds held in these fiduciary accounts are off the balance sheet of Banking Circle, which guarantees that your money remains fully protected even in the event of insolvency. For questions or support, please contact us at support@heropay.eu
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