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Wise Business is a very popular solution for companies that work internationally. Its promise of low exchange fees and transparency is appealing. But is this account truly suitable for French small and medium-sized businesses (SMBs) with growth ambitions?
When a business customer fails to pay despite reminders, an injunction to pay is a quick and inexpensive way to get your money back without going to court.
Do you have a customer who hasn't paid his bill and you're thinking of launching an injunction to pay? First and foremost, you need to know which court to apply to. A mistake as to which court has jurisdiction can delay proceedings considerably, or result in outright dismissal. In this article, we explain how to identify the right court depending on the type of dispute and your debtor's place of residence.
When a customer goes into receivership, it's often a cold shower. Payments frozen, uncertainty over current contracts, potential loss of sales... Every year, more than 30,000 companies are affected by receivership proceedings in France, according to Insee). And when you're a supplier or service provider, it's best to react quickly to limit the damage.
An order for payment procedure remains affordable, but costs can quickly escalate if you use intermediaries or if the debtor contests. Find out what costs to expect, item by item.
An injunction to pay enables you to recover a debt without having to go through a long and costly trial. But beware: this title has a limited period of validity. Failure to respect the time limits can render the procedure useless.
The injunction to pay form is simple on the surface, but a mistake can cost you several weeks. Find out how to fill it in correctly to avoid rejection by the court.
Collecting an unpaid invoice is a key step in preserving your company's cash flow. Yet many professionals are reluctant to take this step, due to a lack of guidance on how to proceed. Whether it's a simple delay or a refusal to pay, there are both amicable and legal solutions.
Charging late payment penalties can help offset the effects of late payment, provided certain rules are observed. Find out how.
When a customer pays late, the law allows you to apply penalties. But at what rate? How do you calculate them? And above all, how can you avoid mistakes?
When a customer delays payment, you can charge interest to compensate for the delay. This is known as legal interest. Set by the French government, they vary according to the nature of the creditor (private or professional) and change every six months. But when should interest be charged? And how can you calculate them without error?
When a customer doesn't pay on time, you have the right to add charges to the invoice. But you need to know which charges are allowed, how to calculate them and, above all, how to get them paid.
When it comes to unpaid invoices, it's often quicker and less costly to opt for amicable collection. But you need to know when and how to use it effectively.
Has a customer failed to pay an invoice after the due date? Before taking your case to court or considering forced collection, you need to follow a clear, structured procedure. Here's how to proceed step by step to maximize your chances of getting paid.
When a customer pays an invoice after the due date, the creditor is entitled to claim late payment penalties. These penalties are provided for by law, and act as a deterrent to late payment. But you still need to know when to apply them, how to formulate them and what steps to take to stay within the legal framework. Here's everything you need to know to claim them effectively and without litigation.
Late payment is a major cash flow problem for companies, particularly small and medium-sized businesses. To protect themselves, the law allows late payment penalties to be invoiced from the day after the due date, without prior reminder. But you need to know how to calculate them correctly: the rate to be applied, the reference amount, the length of delay... All parameters you need to master to assert your rights without making mistakes.
In business, late payment can quickly weaken cash flow and undermine financial stability. To guard against these risks, the late payment penalty is an effective legal and financial lever. The penalty, which is governed by law, compensates for the inconvenience caused by late payment, while encouraging customers to respect contractual deadlines. This comprehensive guide explains everything you need to know to incorporate late payment penalties into your invoices in a legal and strategic manner.
You don't need to be a lawyer or a bailiff to send a formal notice. Anyone with a claim can do so, as long as they comply with the legal requirements and can prove their entitlement. Here are the authorized cases, with concrete examples.
When a bill remains unpaid despite several reminders, it's time to send a formal notice of default. This formal step protects you and often speeds up payment.
Before issuing a formal notice of default, it is strongly recommended that you send several reminders to formalize the amicable collection process and preserve proof.
Sending a formal notice to pay is not just a formality. It's a key step in the collection process, and can make all the difference if your customer delays payment. Here's how and when to use it effectively, without risking legal error.