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Opening a Lydia pro account: good or bad idea?

Temps de lecture : 3 minutes
Lydia is a French fintech founded in 2013 and having raised over €200 million. It also has a professional version: Lydia Pro. With this new solution, the company continues to redefine financial management standards for professionals and associations. Find out how to create a Lydia Pro account in 3 easy steps.
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How to get Lydia Pro in 3 steps
Lydia Pro is easy to install and use:
Download the Lydia Pro application (recognizable by its green color) from the App Store or Google Play.
Create a Lydia Pro account.
Follow the instructions carefully throughout the registration process.
Once you've created your Lydia Pro account, you'll receive an e-mail with a link to its management console. This console will be an essential tool for :
Managing cash receipts ;
Confirm account ;
Create a personalized payment page.
Important Notes : to facilitate automated transfers to your company's bank account, provide Lydia Pro with your business documents as soon as you open your account. This will ensure that transfers run smoothly on a daily basis.
How much does it cost to open a Lydia Pro account?
Opening a Lydia Pro account is 100% free.
Who can open a Lydia Pro account?
Lydia Pro is available to all professionals :
Freelance ;
Boutiques ;
Associations ;
Seasonal rentals ;
Startups.
To open a Lydia Pro account, all you need to do is present all the necessary official documents attesting to your activity (Kbis).
Lydia Pro: an efficient solution for associations
Often, the raditional banks refuse to open accounts for associations . With Lydia Pro, this problem is solved! Associations can open an account without restriction. What's more, Lydia Pro offers an efficient payment solution.
For companies, however, other options may be more appropriate . For example, Hero is an interesting alternative. Hero allows your customers to pay in 30 or 60 days, while instant payment means you don't have to defer collection.
We offer a wide range of payment methods (not just credit cards): bank transfers, credit cards on the website, payment links, etc...
What's the alternative to a Lydia Pro account?
You are looking for a alternative to the Lydia Pro account? You can try :
Hero Checkout to offer your customers flexible payment options (payment in 3 or 4 instalments, payment in 30 or 60 days);
Hero Link to replace QR code payments with a payment link ;
Hero Cash to increase your cash flow, because Hero immediately advances your customer's invoice, even if they have opted for payment in instalments of 3, 4, 30 or 60 times...
Is Lydia Pro safe?
Yes, Lydia Pro is a safe app . It is accredited by the ACPR the supervisory authority affiliated to the Banque de France. The ACPR rigorously supervises the activities of banks and insurance companies, ensuring a reliable and secure financial environment for users.
Which bank is behind the Lydia application?
The Lydia application is backed by a guarantee fund held by two trusted financial institutions: OKALI and Banque BNP Paribas.
Utiliser Lydia Pro
Now let's get into the details of how to use the Lydia application.
How do I delete a Lydia Pro account?
To delete a Lydia Pro account, proceed as follows:
Open the application and go to the "Account" tab.
Then go to "Security and privacy".
Select "Delete my account".
Simply follow the instructions provided to complete the process.
Would you prefer an e-mail option? Then send the following information to support@lydia-app.com :
Nom
First name
Phone number linked to your Lydia account
The reason for closing your account
How do I redeem on Lydia Pro?
To pay or get your money back with Lydia, follow these simple steps in the app:
Enter the amount in the "Payment" tab.
Click on "Send" to pay or "Request" to refund.
Enter phone number, e-mail address or select contact.
Choose the account to receive the money or to debit.
Add a label to remember the transaction.
Enter your security code or use biometric authentication.
Confirm sending.
This makes Lydia Pro a promising solution for fast, secure and flexible checkouts for your customers.
Although Lydia Pro's offering may not seem as comprehensive as Hero's, which offers all payment methods and great flexibility with deferred and instalment payment options, it remains an easy-to-use alternative. However, if you're looking for a more comprehensive solution to fully meet your financial needs, ask for a free appointment with one of our Hero advisors.
Request a customized quote